Making a UPI payment without an ATM card is easy. How do I make a UPI payment without an ATM card? Once you’ve linked your bank account to the UPI app, you can start making payments in just a few clicks. Additionally, you can use your UPI PIN to make secure payments. UPI allows you to make real-time payments, transfers and receive money directly into your bank account with just your mobile phone.Īll you need is a phone with internet connection, a UPI app like Google Pay, PhonePe, Paytm, and a UPI ID linked with the bank account you want to make payments from. Yes, you can use UPI (Unified Payment Interface) even if you don’t have an ATM card. If you are having any trouble setting up Google Pay, contact your card issuer or Google Pay Support. Your device must also have the most recent version of the Google Play Services app, and you must use a secure lock screen, such as a PIN, pattern, or password.
Some other requirements of Google Pay include device security settings that allow Google Play to securely communicate with Google Pay. If you would like to use Google Pay with your credit or debit card, you will need to have a supported card from a participating bank.Īdditionally, if you are using Google Pay to make purchases online, you will need a Google account.
For example, to use Google Pay with your Google account, you will need to have an Android device running KitKat 4.Ĥ or above, with Near Field Communications (NFC) and Host Card Emulation (HCE) capabilities. The requirements for using Google Pay depend on the device and the payment setup you are using. What are the requirements for Google Pay? Additionally, having a credit card on file makes it easier and faster for you to purchase items in the future. Credit cards are the most secure form of payment on the platform, and Google Play requires one in order to protect buyers and sellers from fraud.īy requiring a credit card, Google Play can securely store your payment information so you can make purchases with just a few clicks. In order to purchase these items, you need to provide a valid payment method. Google Play is an online marketplace where you can purchase digital media such as music, movies, books, and apps as well as hardware. Google Play is asking for your credit card because it is a secure payment method to purchase items within the Google Play store.
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